Competitive interest rates.
A business loan is an essential financing solution for companies looking to grow, manage cash flow or invest in new projects. Whether you’re a small start-up or an established business, we have options to suit your needs.
Our Financing Solutions
1. Term Loan
- Description : Receive a lump sum to be repaid over a defined period with a fixed or variable interest rate.
- Use : Ideal for financing long-term investments such as equipment purchases or premises expansion.
2. Line of Credit
- Description : Access a reserve of funds according to your needs, paying interest only on the amount used.
- Use : Perfect for managing cash flow fluctuations or seizing unforeseen opportunities.
3. Working Capital Loan
- Description : Finance your company’s day-to-day needs, such as payroll or invoices.
- Use : Ideal for companies with seasonal cash flows.
4. SBA Loan (Small Business Administration)
- Description : Benefit from government guarantees to obtain favorable loan terms.
- Use : Suitable for small businesses with specific financing needs.
5. Factoring financing
- Description : Sell your invoices at a reduced price for immediate cash.
- Use : Accelerate your cash flow without waiting for payments from your customers.
Advantages of our Business Loans
- Fast Access to Funds : Get the financing you need for your business, fast.
- Flexible Options : Choose the loan that best suits your business objectives.
- Improved Credibility : A well-managed loan can improve your credit rating, making it easier to access future financing.
How do I apply for a loan?
- Assess your needs : Identify why you need the loan and determine the amount required.
- Prepare a solid file : Gather a business plan, financial statements and other required documents.
- Submit your application : Use our online form to submit your loan application. Our experts will contact you shortly to guide you.
A term loan provides you with a lump sum to be repaid over a defined period, while a line of credit gives you access to funds as and when you need them, with interest only on the amounts used.
Yes, it is possible to obtain a loan with a bad credit rating, but options will be more limited and interest rates potentially higher. Contact us to explore the alternatives.
Commonly required documents include a business plan, financial statements, tax returns, and personal ownership information. We’ll guide you every step of the way to make sure your application is complete.